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What Happens During a Car Accident Investigation?


Car crashes and collisions are complicated events. There are often both primary and secondary causes, all of which could impact the amount you are entitled to as the result of your car accident claim. While the insurance company will assign an insurance adjuster to investigate the collision, it is important to speak with an experienced car accident attorney before accepting any settlements.

Car Insurance Company Investigations

The main focus of a car accident insurance company investigation is to determine the causes of the accident and who was at fault. In the aftermath of a collision, the insurer adjuster assigned to your case will generally take the following steps:

  • Obtain statements from the drivers and any witnesses at the scene;
  • Obtain copies of all police reports;
  • Request you sign a release, so they may obtain copies of your medical records pertaining to your injuries;
  • Visit the accident scene;
  • Inspect your car for damages and take pictures of the vehicles involved.

They will look for actions you may have taken that would have increased your accident or injury risks. This includes not wearing a seat belt, speeding or going too fast for conditions, driving while distracted, or having a poor driving record and a past history of accident claims.

Why You Need an Experienced Attorney on Your Side

Insurance companies have limited resources to spend on investigations, and they often offer quick settlements, hoping you will accept less than the total amount you deserve. In some cases, they may deny your claim outright, using information you provided against you. Before making statements, signing any documents, or accepting a settlement, it is important to consult with an experienced Florida car accident attorney first.

We have the time and the resources available to provide a thorough investigation into your case, gathering evidence to defend your rights to compensation. Our investigations often include the following:

  • Obtaining videotape evidence from traffic signals and stores in the area where the accident occurred;
  • Consulting with accident reconstruction experts;
  • Speaking with your doctor and other medical professional to accurately assess any future medical costs or lasting disabilities you may suffer;
  • Gathering information about your employer and the type of work you perform to collect lost wages;
  • Obtaining statements from family members and friends, regarding the impact your accident and injuries have had in other areas of your life.

Under Florida negligence statutes, even if your actions played a role in your accident or injuries, you may still be entitled to compensation through a personal injury lawsuit, provided the other driver shares a greater portion of the blame.

Let Us Help You Today

You have only one chance to get compensation in a car accident claim. Once you accept a settlement, you will be signing away any future rights. Before settling for less than what you deserve, call or contact Gregg Wexler at the Wexler Law Firm, P.A. online. We can arrange a free consultation with our West Palm Beach car accident attorney, who can assist you in getting the compensation you need to recover.

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